More secure identity documents
The integration of electronic chips
Identity documents are evolving, and are now equipped with integrated electronic chips containing numerous data. In addition to basic information such as surname, first name, gender and date and place of birth, these documents are composed of a chip containing a digitised image of the photograph and fingerprints of the document holder.
The aim? To fight fraud and identity theft and to harmonise digital identity verification processes in a faster and more secure way.
The latest identity document is the new French digital identity card, which will be available throughout the country from August 2021. France has developed this project in order to comply with European regulations on secure identity documents.
At the European level, some countries are already equipped, but it is Asia and Africa that are currently the most advanced in this area with the implementation of e-ID card adoption programmes dating back to 2016. Nevertheless, 3.6 billion citizens will soon be equipped with them worldwide.
NFC technology to read electronic ID documents
NFC technology allows the reading of electronic chips to be interpreted, but how exactly does it work?
NFC, or Near Field Communication, is a contactless technology that allows data to be exchanged between a reader and a mobile terminal. The advantage of this technology is that it does not require any application, you just have to bring the two devices together for the reading to take place.
This technology can be found in contactless payment, mobile payment, reading of tags similar to QR codes, or even in transport card validation terminals.
Today, this technology is used to read the chips in identity documents and extract information from them.
Launch of our NFC reading offer for identity documents
It is in this context, and with the aim of continuing our commitment to the fight against fraud, that we have developed NFC reading of documents in our remote identity verification service. It allows a compatible reader to securely retrieve the identity data of the document holder. Thanks to this new functionality available in the ARIADNEXT mobile SDK, users can prove their identity in a few seconds, and above all with complete confidence, by simply placing their smartphone on their ID document.
“With this new functionality, our goal is to provide a smoother customer experience while enabling reliable verification. This is an important development in the field of remote identity verification, which will concern financial, signature and electronic registered mail players,” says Marc Norlain, CEO and co-founder of ARIADNEXT. “Furthermore, in terms of fraud prevention, the data recovered from the NFC chip is taken from the source of the customer’s identity without being manipulated over the phone. They are therefore secure, compliant and tamper-proof because they are only analysed on our servers.”
The benefits of integrating NFC reading of documents
From a customer perspective, there are many benefits to integrating this new functionality on mobile devices: 100% automated processing, cryptographically tamper-proof data verification and finally, a much higher conversion rate due to the speed and simplicity of the process.
Finally, on the supplier side, time saving and reliability are the main issues. The supplier guarantees that the data will be extracted without any risk of reading errors, and the use of the ID photo extracted directly from the chip, without alteration, saves considerable time. All the information contained in the chip makes it possible to dispense with manual processing controls.